Potential to Improve Your Life Insurance

Users may increase their benefits by more than 25% at no additional cost.

How Healthy Is Your Current Policy?

I don’t own life insurance but want to learn more

Learn more about how to improve your policy.

Watch the video. It shows you how!

Real Stories

We are able to improve existing policies because we have our own private mortality table which has a lower cost of insurance.

Sample review of a 55 year old couple with a $10M policy.

Our solution

Policy Review yielded two options

Reduce Current Premium by 41.76% to $32,864

Increase Death Benefit by 40.54% to $14,053,534

Sample review of a 40-year old tax free income policy

Our solution

Policy review yielded a significant increase in the tax free income by 34%.

Increase tax-free income stream by 34% to $225,000 annually

Experiences of clients with life insurance products will depend on their unique facts and circumstances and we cannot guarantee the same results for all clients.

On average, users can possibly increase their benefits by more than 25% with our quick and easy process.

Next Steps to Improvement

Life Insurance Review

Life insurance reviews can potentially result in a combination of reduced premiums, increased death benefits, and enhanced tax-free retirement income solutions. If insurance policies are more than a few years old, or have not been purchased from an M Financial Group firm, it is highly likely we can significantly improve the performance of the existing policy.

  • Increase death benefit at no cost
  • Reduce or eliminate premium levels with no detriment to death benefit
  • Increase projected tax-free income
  • Lower expense charges
  • Guaranteed investment performance floor of 0%

tHE QUESTIONS

We Answer

Is this the best
policy for me?
Do I need to keep making
these premium payments?
Is my cash value growing at the
dividend rate my agent tells me?
I don’t understand
what I own?
Am I paying too much?
Is there a cheaper option?

On average, users can possibly increase their benefits by more than 25% with our quick and easy process.

Next Steps to Improvement

Why TMH

  • We are independent advisors providing objective solutions from a variety of insurance carriers.
  • You benefit from over 35 years of industry experience, we’ve seen just about everything.
  • Life insurance products with institutionally priced insurance charges and larger death benefits.
  • Member of the M Financial Group. Giving you access to proprietary life and disability products.
  • Dedication to long term service.

  • $148 B $148B Amount of Life Insurance in Force
  • $ 50 M $50M M Financial Re Invests
  • 7th 7th Largest Insurance Distributor in the U.S.
  • 54 54 Cost of Insurance Reductions on 20 Propretary Products

As of 3/2017

M Insurance Group Relationships

Potential to Improve Your
Life Insurance

Users may increase their benefits by more than 25%
at no additional cost.

How Healthy Is Your Current Policy?

I don’t own life insurance but want to learn more

Recent News

The Struggles of Northwestern Mutual

22 November 11:50 am by
TMH
It has been just over a year since Northwestern Mutual acknowledged that it was struggling internally due to the continuous low interest rate environment. In early 2017 the company made it clear that it needed to “streamline” and “restructure”.

Strategies to Maximize Your Death Benefit

9 November 6:36 am by
TMH
Over the years, you’ve continued to make payments on your permanent life insurance policy with the goal of providing a death benefit to your beneficiaries. As you’ve made these premium payments you’ve also been able to..

Striving for More Tax-Free Income with Life Insurance

9 November 6:20 am by
TMH
What many people do not realize when they first buy tax-advantaged income policies like Whole Life and Universal Life insurance is that policies are not all equal. In fact, most life insurance policies are sold to..

Get Free Advice